UNITED STATES, 2025 - WealthTradie announced the launch of Home Equity Invoice Agreements (HEIA), a groundbreaking equity-based solution designed to combat predatory lending practices in the real estate and construction industries. This innovative financial instrument allows contractors, homeowners, and investors to convert standard monetary construction invoices into equity percentages, eliminating the need for traditional loans and their associated high-interest rates.

The announcement comes as the real estate industry faces renewed scrutiny over predatory lending practices, highlighted by the recent $1 Billion settlement involving Yellowstone Capital's advance operations. WealthTradie's HEIA platform provides a timely alternative to debt-based financing models that have historically burdened small businesses and property owners.

"We're witnessing a critical moment in real estate financing where traditional lending models are failing both contractors and property owners," said Shane Walsh, CEO of WealthTradie. "Home Equity Invoice Agreements represent a fundamental shift from debt-based to equity-based financing, ensuring fair compensation for contractors while providing property owners with flexible, interest-free capital access."

The HEIA system offers several key advantages over conventional financing options:

• Zero interest rates or origination fees

• Direct equity conversion of construction invoices

• No bank or lender involvement needed

• Transparent value assessment tied to actual property values

• Mutual incentive structure for self accountable quality work completion

Drawing from 23 years of construction experience and a decade in real estate investing, Walsh developed HEIA to address the systemic issues he encountered firsthand. "Traditional financing methods have created an unsustainable cycle of debt that undermines both property improvement quality and contractor compensation," Walsh explained. "HEIA provides a secure structure that redistributes wealth to the working class without requiring additional skills or knowledge traditionally gate kept by banks and lenders."

WealthTradie's solution arrives at a crucial time as the industry seeks alternatives to predatory lending practices, as experienced in 2008 too. The company's immediate goal is to achieve widespread adoption among real estate wholesalers/realtors and construction industry professionals across the United States, with plans for international expansion in the future.

For more information about Home Equity Invoice Agreements, visit WealthTradie's website or contact:

About WealthTradie:
WealthTradie is a pioneering force in real estate financing, dedicated to standardizing quality assessments and ensuring fair compensation in the construction and real estate industries. Founded by Shane Walsh, the company leverages extensive experience in construction, real estate investing, and Marine Corps leadership to transform how property improvements are financed and valued.

Bringing Home Equity Invoice Agreements to all to use instead of needing third party banks and lenders.